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Canton of Geneva · LAMal 2026

LAMal subsidy
Geneva,
up to −70 %.

Nearly one in four households in Geneva does not claim the subsidy they are entitled to. Helvetic Assist prepares your complete file and follows up with the SAM — no paperwork on your end.

Check my eligibility → Talk to an advisor
6 to 10 weeks Turnkey file Follow-up until payment 100 % confidential
Eligibility

Who qualifies
in Geneva ?

Entitlement depends on determining income, household composition and fiscal residence.

Typical eligible categories in Geneva :

  • Low-income households — up to 70 % coverage.
  • Families with children — higher thresholds.
  • Young adults in training (18–25) — enhanced subsidies.
  • AVS/AI or social assistance — full coverage.
  • Cross-border workers in Geneva — eligible under conditions.

Thresholds vary yearly: check your eligibility or get in touch.

Cantonal rules

Specifics
of Geneva.

Each canton has its own thresholds, forms and deadlines.

Geneva applies a degressive subsidy system based on LIASI determining income. People receiving AVS/AI supplementary benefits or social assistance obtain full coverage of the reference premium.

Official portal: www.ge.ch

Competent service: Health Insurance Service (SAM) — SAM · Route de Frontenex 62 · 1207 Genève

Helvetic Assist handles contact with cantonal services for you.

The process

5 steps,
no more.

Process at the SAM: documents + follow-up. We handle everything.

01

Check eligibility

Simulation via our calculator. 2 minutes.

02

Gather documents

Tax notice, insurance certificate, family certificate, income.

03

Complete the cantonal form

We pre-fill it with your data.

04

Submit to the SAM

By registered mail or online. Submission date = start of entitlement.

05

Follow-up and payment

Processing (6 to 10 weeks). Subsidy paid directly to insurer.

FAQ

Your questions,
our answers.

Most common questions from Geneva residents.

Who is eligible in Geneva ?
Any Geneva resident with determining income below cantonal thresholds. Free eligibility check.
How much can one save in Geneva ?
Up to 70 % of the reference premium. Average annual savings: CHF 1,200–1,800 per person.
How to apply for the subsidy in Geneva ?
Application to the SAM. Helvetic Assist prepares and follows until payment.
Processing times in Geneva ?
Average 6 to 10 weeks. Incomplete files may extend the delay.
Is the subsidy paid to me or to my insurer ?
In Geneva like most cantons, directly to the insurer. Automatic premium reduction.
Must I reapply every year ?
Yes, annual reassessment. Helvetic Assist can follow over several years.

Ready to claim your
LAMal subsidy in Geneva ?

Check your eligibility in 2 minutes — no commitment.

Launch the calculator →
Swiss Romandy

LAMal subsidy
in other cantons.

Each canton has its own rules.

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