LAMal subsidy
Vaud,
up to −70 %.
Nearly one in four households in Vaud does not claim the subsidy they are entitled to. Helvetic Assist prepares your complete file and follows up with the OVAM — no paperwork on your end.
Who qualifies
in Vaud ?
Entitlement depends on determining income, household composition and fiscal residence.
Typical eligible categories in Vaud :
- Low-income households — up to 70 % coverage.
- Families with children — higher thresholds.
- Young adults in training (18–25) — enhanced subsidies.
- AVS/AI or social assistance — full coverage.
- Cross-border workers in Vaud — eligible under conditions.
Thresholds vary yearly: check your eligibility or get in touch.
Specifics
of Vaud.
Each canton has its own thresholds, forms and deadlines.
The canton of Vaud uses a unified reference income (RDU) that takes into account the income and assets of the entire household. Dependent children and young people in training benefit from higher thresholds.
Official portal: www.vd.ch
Competent service: Vaudois Health Insurance Office (OVAM) — OVAM · Route de Chavannes 37 · 1007 Lausanne
Helvetic Assist handles contact with cantonal services for you.
5 steps,
no more.
Process at the OVAM: documents + follow-up. We handle everything.
Check eligibility
Simulation via our calculator. 2 minutes.
Gather documents
Tax notice, insurance certificate, family certificate, income.
Complete the cantonal form
We pre-fill it with your data.
Submit to the OVAM
By registered mail or online. Submission date = start of entitlement.
Follow-up and payment
Processing (4 to 8 weeks). Subsidy paid directly to insurer.
Your questions,
our answers.
Most common questions from Vaud residents.
Who is eligible in Vaud ?
How much can one save in Vaud ?
How to apply for the subsidy in Vaud ?
Processing times in Vaud ?
Is the subsidy paid to me or to my insurer ?
Must I reapply every year ?
Ready to claim your
LAMal subsidy in Vaud ?
Check your eligibility in 2 minutes — no commitment.
Launch the calculator →LAMal subsidy
in other cantons.
Each canton has its own rules.
