Canton of Neuchâtel · LAMal 2026

LAMal subsidy
Neuchâtel,
up to −70 %.

Nearly one in four households in Neuchâtel does not claim the subsidy they are entitled to. Helvetic Assist prepares your complete file and follows up with the OCAM — no paperwork on your end.

5 to 8 weeks Turnkey file Follow-up until payment 100 % confidential
Eligibility

Who qualifies
in Neuchâtel ?

Entitlement depends on determining income, household composition and fiscal residence.

Typical eligible categories in Neuchâtel :

  • Low-income households — up to 70 % coverage.
  • Families with children — higher thresholds.
  • Young adults in training (18–25) — enhanced subsidies.
  • AVS/AI or social assistance — full coverage.
  • Cross-border workers in Neuchâtel — eligible under conditions.

Thresholds vary yearly: check your eligibility or get in touch.

Cantonal rules

Specifics
of Neuchâtel.

Each canton has its own thresholds, forms and deadlines.

Neuchâtel integrates premium reduction into its cantonal social assistance system. The subsidy is paid directly to the insurer. Changes in situation (birth, job loss, separation) must be reported promptly.

Official portal: www.ne.ch

Competent service: Cantonal Health Insurance Office (OCAM) — OCAM · Rue du Château 19 · 2001 Neuchâtel

Helvetic Assist handles contact with cantonal services for you.

The process

5 steps,
no more.

Process at the OCAM: documents + follow-up. We handle everything.

01

Check eligibility

Simulation via our calculator. 2 minutes.

02

Gather documents

Tax notice, insurance certificate, family certificate, income.

03

Complete the cantonal form

We pre-fill it with your data.

04

Submit to the OCAM

By registered mail or online. Submission date = start of entitlement.

05

Follow-up and payment

Processing (5 to 8 weeks). Subsidy paid directly to insurer.

FAQ

Your questions,
our answers.

Most common questions from Neuchâtel residents.

Who is eligible in Neuchâtel ?
Any Neuchâtel resident with determining income below cantonal thresholds. Free eligibility check.
How much can one save in Neuchâtel ?
Up to 70 % of the reference premium. Average annual savings: CHF 1,200–1,800 per person.
How to apply for the subsidy in Neuchâtel ?
Application to the OCAM. Helvetic Assist prepares and follows until payment.
Processing times in Neuchâtel ?
Average 5 to 8 weeks. Incomplete files may extend the delay.
Is the subsidy paid to me or to my insurer ?
In Neuchâtel like most cantons, directly to the insurer. Automatic premium reduction.
Must I reapply every year ?
Yes, annual reassessment. Helvetic Assist can follow over several years.

Ready to claim your
LAMal subsidy in Neuchâtel ?

Check your eligibility in 2 minutes — no commitment.

Launch the calculator