Canton of Bern · LAMal 2026

LAMal subsidy
Bern,
up to −70 %.

Nearly one in four households in Bern does not claim the subsidy they are entitled to. Helvetic Assist prepares your complete file and follows up with the GSI — no paperwork on your end.

5 to 10 weeks Turnkey file Follow-up until payment 100 % confidential
Eligibility

Who qualifies
in Bern ?

Entitlement depends on determining income, household composition and fiscal residence.

Typical eligible categories in Bern :

  • Low-income households — up to 70 % coverage.
  • Families with children — higher thresholds.
  • Young adults in training (18–25) — enhanced subsidies.
  • AVS/AI or social assistance — full coverage.
  • Cross-border workers in Bern — eligible under conditions.

Thresholds vary yearly: check your eligibility or get in touch.

Cantonal rules

Specifics
of Bern.

Each canton has its own thresholds, forms and deadlines.

Bern is bilingual: residents of the Bernese Jura benefit from request processing in French. The canton applies income thresholds adapted to large families and single-parent households.

Official portal: www.be.ch

Competent service: Health, Social Affairs and Integration Directorate (GSI) — GSI · Rathausgasse 1 · 3011 Bern

Helvetic Assist handles contact with cantonal services for you.

The process

5 steps,
no more.

Process at the GSI: documents + follow-up. We handle everything.

01

Check eligibility

Simulation via our calculator. 2 minutes.

02

Gather documents

Tax notice, insurance certificate, family certificate, income.

03

Complete the cantonal form

We pre-fill it with your data.

04

Submit to the GSI

By registered mail or online. Submission date = start of entitlement.

05

Follow-up and payment

Processing (5 to 10 weeks). Subsidy paid directly to insurer.

FAQ

Your questions,
our answers.

Most common questions from Bern residents.

Who is eligible in Bern ?
Any Bern resident with determining income below cantonal thresholds. Free eligibility check.
How much can one save in Bern ?
Up to 70 % of the reference premium. Average annual savings: CHF 1,200–1,800 per person.
How to apply for the subsidy in Bern ?
Application to the GSI. Helvetic Assist prepares and follows until payment.
Processing times in Bern ?
Average 5 to 10 weeks. Incomplete files may extend the delay.
Is the subsidy paid to me or to my insurer ?
In Bern like most cantons, directly to the insurer. Automatic premium reduction.
Must I reapply every year ?
Yes, annual reassessment. Helvetic Assist can follow over several years.

Ready to claim your
LAMal subsidy in Bern ?

Check your eligibility in 2 minutes — no commitment.

Launch the calculator